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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 901-756-8900 or 901-230-2610.

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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Memphis, Collierville, Germantown and other surrounding communities’ real estate expert, it's my job to guide you, from beginning to end.  

I am patient and knowledgeable about buying real estate and I will take the time to go through each and every step of the buying process. There are no dumb questions!  

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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School Reports in Memphis, Collierville and Germantown, Tennessee
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Tennessee Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
First Time Buyers >A Great Opportunity

Home ownership may seem like "the impossible dream" to first-time buyers who have to stretch in order to purchase their first home. Many younger buyers can afford the monthly mortgage payments, but may have to get creative to cover the down payment and closing costs.

Contact a real estate professional if you are thinking about buying your first home. For those whose funds are limited, there may be possibilities you have not considered, such as local or federal loan programs that can help get you moved into your new home. There are many flexible new mortgage loans available to first-time buyers. Sellers are sometimes willing to extend a small loan to help cover closing costs in order to complete the sale.

You can also consider the many housing options available. There are beautiful condominiums and townhouses with desirable amenities and prices that are designed to appeal to first-time buyers who cannot yet afford a single-family detached home.

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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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Melissa Hayes, REALTOR®, real estate agents and broker for Memphis, Collierville and Germantown Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Melissa Hayes
Crye-Leike Realtors

6525 Quail Hollow Road
Memphis, TN 38120
Tel: 901-756-8900
Direct: 901-230-2610
Fax: 901-435-0620
Email: melissa@melissahayes.com

Whether you are selling or buying a home, I am here to meet all of your real-estate needs. You can benefit from the experience I have gained while handling over 1,000 successful home closings. My ability to offer both dramatic results and happy clients is due to an unparallel level of service, state-of-the-art marketing techniques, impeccable professionalism, invaluable internet presence, and absolute commitment of excellence.


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