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Melissa Hayes

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 901-372-9933.

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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Testimonials
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"Deirdre and I want to thank you for your great assistance in the purchase of our new home..."
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Melissa Hayes are some of The Top Selling Real Estate Experts™
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As soon as we list another home for sale, we'll email you. You'll know first.
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Memphis, Bartlett, Arlington, Collierville and Germantown real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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School Reports in Memphis, Arlington and Collierville, Tennessee
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Tennessee Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Working With An Agent >Real Estate Agent Representation

Which party in a real estate transaction is represented by the real estate agent--the buyer or the seller? Until recently that question was never asked because the answer was always the same. Traditionally all the marketing professionals involved in real estate transactions were legally and ethically obligated to conduct business on behalf of the seller. They may have aided the buyer in certain situations, but their client was the seller. Today that is not necessarily the case.

In a time of increasing specialization, buyers can be represented by a real estate agent who functions solely as a buyer's broker. In this case, the sales professional helps the buyer locate a home, negotiate the price, and is responsible to the buyer only, for an agreed-upon fee or a percentage commission.

In any real estate transaction you have the right to know which party the real estate agent is representing.

See All Tips In The "Working With An Agent" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Melissa Hayes, REALTOR®, real estate agents and broker for Memphis, Arlington and Collierville Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Melissa Hayes
RE/MAX at Mallard Creek

7556 Highway 70 #201
Bartlett, TN 38133
Tel: 901-372-9933
Fax: 901-387-0346
Email: Teamwork@MelissaHayes.com


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